Determinants for the development of supplementary pension schemes

Patrycja Kowalczyk-Rólczyńska


The accumulation of voluntary pension savings by households is a vital element of not only the household’s finances, but also of the social security system. Being informed of the factors which are conducive to the accumulation of capital for oldage security is not only crucial for entities offering various pension insurance contracts, but also for the state, which often supports the development of these contracts. The aim of the article is to identify and evaluate the impact of the factors determining the development of the additional forms of pension provision. In the study, correlation analysis and factor analysis were employed to assess the influence of the selected factors (economic and demographic) on the development of some of the pension insurance contracts. The study’s findings show clearly that the increasing life expectancy and the level of the household’s income are important determinants in terms of the development of voluntary pension insurance contracts.
Author Patrycja Kowalczyk-Rólczyńska (MISaF / IZF / KU)
Patrycja Kowalczyk-Rólczyńska,,
- Katedra Ubezpieczeń
Publication size in sheets0.5
Book Nesleha Josef, Plihal Tomas, Urbanovsky Karel (eds.): European Financial Systems 2017 Proceedings of the 14th International Scientific Conference, 2017, Masaryk University, ISBN 9788021086098, [9788021086104], 513 p.
Keywords in Englishpension schemes, pension insurance, correlation analysis, factor analysis
Languageen angielski
Kowalczyk_Rolczynska_Determinants_For_The_Development_Of_Supplementary.pdf 161,4 KB
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